I currently have underfloor insulation but still find the house cold in winter. There is a full concrete basement which gets damp in winter , I suspect this is why the house is still cold even with the minimum requirement of insulation underfloor.
there is sufficient roof insulation. But no wall insulation.
house is heated by heat pump.
we are in south Otago
my question is , how can I keep the house warm in winter? Do I add an extra layer of insulation underfloor? If so, what R rating? Do I staple a layer of polythene to the joists in the basement? What are your suggestions?

